😎 Here's a little personal, real-life example of how the SECU Board has thrown the membership to the wolves, by using FICO credit scores to slam member-borrowers with higher loan rates unjustly...
... uh-oh!
What did I do?
May 27, 2024: Dear JAMES BLAINE,
We've detected a change in your FICO® Score. Your score has decreased -69 points.
Your FICO® Score can increase if you:
- Pay your bills on time - [Always have!]
- Use less credit than you have available - [Always do!]
- Keep your credit accounts open and in good standing - [Always have!]
Your FICO® Score can decrease if you:
- Miss monthly payments - [Never have!]
- Max out your credit accounts - [Never do!]
- Apply for new credit such as a credit card or a loan - [Haven't done that either!]
What's next?
Log in to MyCredit Guide to see your new FICO® [Here's what it shows!]