Sunday, January 7, 2024

Hey, Will This Affect My Credit Score? ... but in good faith!

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😎 How long does a late payment stay on your credit report?

If you make a late payment, it stays on your credit report for a full seven years unless it’s an error. If it is an error, be sure to submit a dispute [I have to submit a dispute to correct your error?] to remove it from your report. After seven years, it’ll drop off your credit report and won’t affect your credit score.

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Mona Moon: Chair

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Stelfanie Williams: Vice Chair

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Jennifer Haygood: Secretary/Treasurer

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