Monday, September 16, 2024

The Incumbents Either Ignore Or Support The Discrimination Underpinning Risk-Based Lending At SECU

    

* Source: CNBC News (2022)

Risk-based lending is a step backward in time on social justice for SECU and all its member-owners.

African Americans disproportionately (54%) have lower, poor, or no credit score.  That means  that these members with excellent payment records at SECU are being charged higher, punitive loan rates unjustly. Probably don't need to say anymore about that because we all know America is "not there yet" on racial equality - but lets not go backwards!

✅ The incumbent candidates are running on their record over the last three years:

 * The injustice of RBL * $250 million in 2024 loan losses * 2% or less savings rates * soaring operating costs * service quality declines * erosion of trust with members and staff * the $5 billion loan and the $6 million man * and more!   Time for a change and a dose of term limits for the incumbents!

          Vote for the member-nominated candidates:

              And restore fair rates for every member!!

                 ❋❋ Click here to vote now!

       Jean Blaine - Susie Ford - Julian Hawes - Kirby Parrish

Vote "All 4 in '24"!!! .

                        facebook.com/secuforall

 

20 comments:

  1. we are not allowed to tell members the rates. they don't realize they are getting a bad deal. still trust us as in past

    ReplyDelete
    Replies
    1. This right here should be illegal but I'm pretty sure our governing body couldn't care less or better yet SUPPORT IT! ... just like OUR board!!!

      it's time the nonsense is walked out the door ...

      * 4 more in 24 *

      Delete
    2. We are allowed to tell members the rate spread because it is published on our website. However, we were told not to share the tier ranges with the members. This is very strange because the members own SECU.

      Delete
  2. "The Incumbents Either Ignore Or Support The Discrimination Underpinning Risk-Based Lending At SECU"

    I vote for both... better yet I vote for ...
    Jean Blaine - Susie Ford - Julian Hawes - Kirby Parrish

    ReplyDelete
  3. Have you heard the board is spending your money to reelect themselves.
    Suspecteded corruption now confirmed. 4 more ... get rid of these hooligans.

    ReplyDelete
    Replies
    1. where did you hear that?

      Delete
    2. See September 16, 2024 at 2:18 PM post below.

      Delete
    3. The board is using SECU employees and funding to run a campaign on social media for re-election.

      Delete
    4. Not only heard it - but we have the ability to see the evidence:
      Postage on 2 million+ ballots plus the return envelopes' postage. Calculate those numbers.
      And these never ending Facebook Ads promoting the incumbents. How much is that costing?

      Delete
    5. It’s being advertised on social media. I saw an ad for it endorsing the incumbents.

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    6. Can they legally do this? I genuinely don’t know.

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  4. the incumbents are well past their "sell by" date 4 more in '24!

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  5. I received my ballots. I'm almost shocked by the way the incumbents have tried to stack the deck to make sure they win. So unfair. Those people must have no shame...

    ReplyDelete
    Replies
    1. Makes you wonder what's in it for them doesnt it? Sure seems to be a valuable "volunteer" position.

      Delete
    2. Completely agree. It is shamefully slanted. The ballot alone with the source of nomination column. How about THOUSANDS OF SIGNATURES?!

      Delete
  6. Posts said proudly the advertisements paid for by secu. So members endorse board members but board uses our money to advertise their board members!

    ReplyDelete
  7. Spending members money to endorse only half the candidates is unheard of in co-op world. SECU was always unique but don't add this to the resume.An Embarrassment to us all

    ReplyDelete