✅ Credit Unions: "... were supposed to discipline the financial system by proving that finance could be organized for people instead of profit. Instead, much of the movement now behaves as though its highest goal is to become indistinguishable from the institutions it was built to reform." **
✔ "And worst of all, you have forgotten that credit unions were not built to win a market share war. They were built to change the rules of the game."
✔ "In your system, they are sold — politely, with paperwork — but sold, nonetheless. That is not cooperation. That is market logic wearing a cooperative costume."
✔ "The cooperative movement was never meant to be efficient at the cost of being just. It was meant to be just even when inefficient. Because justice is the point."
** AKA: "industry standard"
