The SAFE Mega-Me Merger Mess: Depends On Your POV?

                        ✔ As the SAFE Leadership see themselves?

 ✔ As the financial experts see it!:

1]  Better rates                                            YES ◻    NO   ❎

2]  Lower operating costs                             YES ◻    NO   ❎

3]  Enhanced technology                              YES ◻    NO   ❎

4]  More branches/ATMs                               YES ◻    NO   ❎ 

5]  Retain local ownership/control               YES ◻    NO   ❎ 

6]  Assured increase in community support YES ◻    NO   ❎

7]  In-state California regulation                  YES ◻    NO   ❎

8]  Return of capital to SAFE members         YES ◻    NO   ❎ 

9]  Member dialogue prior to agreement      YES ◻    NO   ❎ 

10] Will strengthen the Sacramento area    😎  YES ◻    NO   ❎ 

 ✔ If 122,501 SAFE member-owners do not vote in favor of this "nothing-but-nonsense" merger, will DFPI follow the law and disapprove the merger or overrule SAFE members and the best interests of the people of California?

😎    DFPI's decision will be to determine among 1) the SAFE Board, 2) the impartial financial experts, and 3) the majority of all SAFE members who will not vote in favor of the merger...   

   Who's lion?

 😎 [link here for a detailed "Scorecard"]