Thursday, February 6, 2025

SECU Board Report Card 2024! Moving The Goal Posts?

  ... the results are in! 

The SECU Board's Strategic Scorecard for 2024:

 

😎😎 Notes: SECU Board goals as compared to year-end December, 2023:

1) Expense/Asset: the range has been increased from 2.50% to 3.00%, the target increased from 2.00% to 2.50%.

2) Asset Growth: the growth target has been reduced to 0% from 4.50%.

3) 3+ Month Delinquency: 81% above Board target.

4) Net Chargeoffs: at target .60%, remains 3x above historical levels

... can't argue with success!

8 comments:

  1. Cant successfully hit the target? Lower the standards and widen the target to give the perception of success. Its the new/new way of doing things. Brick by brick SECU is tumbling.

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  2. These are great results, except for a little blip in delinquency.

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    Replies
    1. 6:45 pm might get some push back on that one..

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    2. I thought 6:45 was sarcasm ... but now I'm not sure ... mediocrity is not a unicorn approach!

      Delete
  3. -Notably, the loss rate continues to come down

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  4. What's the logic of having an asset growth "goal" of 0%? Why have a goal if it's 0%?

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    Replies
    1. IKR .... waving the white flag ...

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  5. Making it "ok" for there to be an additional $250 million in expenses is incredibly poor leadership by the Board and CEO. They determined they cannot get the operational expenses under control so they decided to use a different measuring tape.

    All these folks will be famous one day as the bus drivers when SECU crashed and burned.

    Congrats.

    ReplyDelete