The Modern Credit Union - Circa 2025: The Danger Of In-Breeding Via Merger

    

                   Credit Unions: Before And After? 

✅ What Is A Hornless Unicorn? A sub-species of unicorn which no longer possesses any distinctive qualities nor characteristics. 

The hornless variety is the result of random in-breeding experiments which have largely failed to produce performance gains. This "new/new" unicorn breed often lacks the strength of spirit, stamina, and vitality of its thoroughbred ancestors. Temperamentally, the "new/new" are narcissistic, must be groomed often, and tend to overeat. 

 "Industry standard" unicorns, hard to distinguish in a herd, have frequently been mistaken for the common horse. Mega in-breeding merger results have been worse, tending to produce progeny most closely resembling a mule - i.e., half horse and half ass.

High maintenance costs and unpredictable results have led to rapidly declining numbers.  Extinction has been predicted.

   Credit union "new/new" merger inbreeding? Sounds sorta pointless...